Tidak. Anda perlu menggunakan nombor telefon yang berdaftar dengan pengendali rangkaian mudah alih tempatan untuk mengaktifkan langganan Disney+ anda melalui Astro.

Cukai Perkhidmatan dikenakan berdasarkan tarikh perkhidmatan yang diberikan. Bagi perkhidmatan yang diberikan pada atau selepas 1hb Mac 2024, kadar Cukai Perkhidmatan adalah 8% dan manakala untuk perkhidmatan yang dinikmati sebelum 1hb Mac 2024, kadar Cukai Perkhidmatan ialah 6%

Anda diberi tempoh 90 hari untuk memulangkan Astro Box dan Kad SIM sebelum caj dikenakan ke dalam bil. Caj di dalam bil akan diletakkan sebagai “Box Fee” selepas tempoh masa 90 hari berakhir.

Ya, pelanggan boleh memilih kaedah pengebilan yang berbeza untuk setiap akaun yang berlainan.

Caj bil fizikal hanya akan dikenakan ke atas akaun yang memilih bil bercetak.

Untuk sebarang transaksi, anda akan dimaklumkan melalui notifikasi push yang menggantikan SMS OTP. Tap pada 'push notification' tersebut untuk pergi ke skrin verifikasi keselamatan yang membenarkan anda untuk "Sahkan" atau "Batalkan" transaksi dalam masa 50 saat. Transaksi yang dibatalkan tidak akan diproses. Jika transaksi dilakukan melalui peranti berlainan, notifikasi push tersebut akan tetap dihantar ke peranti anda yang berdaftar untuk SecureGo sebagai pengesahan.

Tidak. Penebusan hendaklah dilakukan oleh pemilik akaun sahaja. Walau bagaimanapun, jika pemilik akaun tiada, ahli keluarga terdekat juga boleh melakukan penebusan dengan syarat pemilik akaun bersetuju dan memberikan kebenaran untuk menebus ganjaran menggunakan bukti kelayakan akaunnya.

Anda boleh menghubungi pihak perkhidmatan pelanggan kami di talian 03-95433838 jika terdapat sebarang masalah atau pertanyaan mengenai penebusan ganjaran anda.

Yes, the Favourite channels will follow the latest channel list. Therefore, you will need to reset your Favourite channels.

If you see this message, it means the maximum number of devices currently streaming on your Astro account has been exceeded.
Please perform the following checks and troubleshooting steps:

1. Stop Streaming on Other Devices

• Check if Astro is currently being streamed on other devices linked to your account.
• Close the Astro app or stop playback on any unused devices.

2. Wait a Few Minutes

• If a streaming session was recently ended, it may take a few minutes for the system to update.

3. Try Again

• Return to your device and attempt to stream the content again.

4. Check Your Device Usage

• Go to www.astrogo.com.my or open the Astro GO app.
• Log in using your Astro ID and password.
• Review the list of registered devices.
• Remove a device that you no longer use.
• Return to your new device and try signing in again

If you are unable to remove a device or continue to see the error message, proceed to submit report via WhatsApp or Feedback Form and provide:

• Astro ID use
• Smart TV model
• OS version
• Error reported on device

This will help our support team investigate and assist you further.

Note: Please be aware that only one Smart TV device is allowed per account at any point in time.

Langkah 1:

Taipkan ASTRO<jarak>BARCODE<jarak> No Akaun Astro 10 Digit

Contoh:ASTRO BARCODE 0866603852

Langkah 2:

Hantar SMS ke 66688

*Caj standard perkhidmatan telekomunikasi dan Terma & Syarat dikenakan.

Kelajuan Internet minimum yang diperlukan untuk penstriman melalui Ultra Plug & Play Box ialah 30Mbps untuk tontonan UHD 4K dan 10Mbps untuk tontonan HD. Untuk pengalaman penstriman yang lebih baik, kami mengesyorkan 100Mbps dan ke atas.

Ya, terdapat lima platform bil digital yang tersedia untuk semua pelanggan bagi memeriksa bil Astro mereka:

A. My Astro app

1. Muat turun aplikasi My Astro app

2. Log masuk dengan Astro ID anda

3. Pergi ke Akaun > Bil

4. Anda boleh menyemak jumlah bil, buat bayaran, muat turun penyata bil, dan melihat sejarah pembayaran - semuanya dalam satu aplikasi

B. My Astro Web

Sebagai alternatif, anda juga boleh guna versi laman web My Astro

C. Astro Quick Pay

1. Layari https://pay.astro.com.my

2. Masukkan Nombor Akaun Astro 10 digit anda dan ikuti arahan untuk melihat bil, status akaun, membayar bil atau menambah peringatan pada kalendar Google anda.

Nota: Anda tidak boleh muat turun bil atau melihat sejarah pembayaran melalui Astro Quick Pay. Untuk pengalaman yang lebih baik, sila muat turun aplikasi My Astro app.

D. IVR

1. Hubungi +603-9543 3838

2. Tekan 1 untuk pertanyaan akaun

3. Masukkan akaun Astro 10 digit anda atau MyKad 12-digit

4. Tekan 2 untuk Pembayaran dan Pengebilan

5. Tekan 1 untuk menerima SMS dengan baki bil andadan pautan pembayaran dalam talian

Nota: Anda tidak boleh muat turun bil atau melihat sejarah pembayaran melalui IVR. Muat turun aplikasi My Astro app untuk pengalaman pengurusan bil yang lebih lengkap.

E. Auto-Debit

Sebagai alternatif, sila daftar ke Auto-Debit dengan mengikuti langkah-langkah di sini untuk pembayaran mudah.

💳 Nak urus bil Astro anda dengan mudah?

📱 Muat turun My Astro app sekarang untuk:
- Lihat dan muat turun penyata bil
- Semak sejarah pembayaran
- Bayar dengan beberapa klik sahaja

Yes, you may change the interface language of the app. To access the language settings, please click "Profile" > "Settings" > "Language" and select your preferred language

Anda boleh melakukan pembelian tambahan melalui:

Sun NXT offers content in six different languages: Tamil, Telugu, Malayalam, Kannada, Bengali, and Marathi.

No, there will not be any fees if you change your current Asian Favourites selection to Viu
Premium. You may also switch between Asian Favourites options once every billing cycle.

Anda boleh melaporkan insiden melalui WhatsApp di 03-9543 3838 dengan menaip PNP dan akses panduan pengguna atau meminta bantuan lanjut daripada ejen berdedikasi kami. Sila sediakan nombor pengesanan Airway Bill anda untuk pengesahan. Jika kotak penggantian/kad SIM Astro dianggap perlu, kotak baharu dan kad SIM Astro yang baharu akan dihantar melalui kurier ke alamat perkhidmatan anda.

Jika anda memerlukan bantuan lanjut mengenai aplikasi Astro Fibre, sila hubungi Pusat Perhubungan Pelanggan kami di 03-9543 1543 dan ejen Astro akan bantu anda dengan segera.

Yes, you can download selected content on the iQIYI app for offline viewing at a later time. To find the titles you have downloaded, you may go to Profile > My Downloads.

Yes, you will still be able to access the WeTV app and stream your favourite content outside of Malaysia. However, kindly be informed that this will be subject to content availability in the specific regions.

As a VIP (Standard VIP or Premium VIP), you will be entitled to enjoy the benefits of the VIP subscription, including:

• Access to exclusive content only on iQIYI
• Early access to selected content episodes
• Where available, access to high definition (up to 1080P viewing quality) and surroundsound (Dolby Audio) versions of the Content
• The ability to skip advertisements
• Up to 2 concurrent viewing

Additionally, as a Premium VIP, besides the benefits mentioned above, you will also be entitled to the following benefits:

• Advance previewing of selected content episodes labelled as "locked"
• Where available, access to high definition (up to 4K viewing quality)
• Up to 4 concurrent viewing of VIP content, compared to only 2 concurrent viewing enjoyed by Standard VIP members

If you have more questions about these VIP privileges, please let us know by following these steps: "Profiles" > "Feedback". More privileges are in development for VIPs. Please stay tuned and join IQIYI as a VIP to enjoy these benefits.

The Viu free trial for Astro customers on the Ultra and Ulti Box has ended as of 8 June 2023. To
continue streaming all your favourite shows on Viu, switch to Viu Premium under the Asian
Favourites selection or subscribe for as low as RM8.40/month (RRP: RM 21.90). Please refer to
Q5 to Q9 for more information.

Astro sentiasa menambah baik antaramuka pengguna (User Interface) kami dan memperkenalkan ciri baharu pada platform kami untuk memastikan pengalaman Astro anda lebih lancar, cekap dan mesra pengguna.

Untuk mendapatkan butiran tentang antaramuka terbaharu kami, mod Picture-in-Picture dan mod interaktif automula di Astro GO, sila klik di sini.

Selain itu, kami juga telah memperkenalkan wajah baharu pada Halaman Maklumat Rancangan (Title Information Page), keupayaan untuk melumpuhkan Skrin Pemilihan Profil dan pemasaan auto-standby boleh laras. Untuk maklumat lanjut, sila klik di sini.

Simply South is a streaming service and one-stop destination for South Indian Regional Video Content. Simply South has the largest library of Tamil, Telugu and Malayam content with the latest movies, evergreen classics and comedy clips on-demand.

No. Your scheduled recordings will remain the same, although the channel numbers have changed.

Sebarang pembelian melalui aplikasi Astro Smart TV seperti Pay-Per-View dan Astro First tertakluk kepada cukai kerajaan sebanyak 8%.

Anda akan menerima e-mel dalam masa 45 minit selepas pembayaran dibuat untuk memberitahu anda sama ada pembayaran pendahuluan anda berjaya atau tidak. Jika pembayaran anda gagal, anda boleh menghubungi Pusat Khidmat Pelanggan Astro di 03-9543 3838 atau tunggu wakil Astro menghubungi anda dalam masa 2 hari bekerja untuk membantu anda dengan pesanan anda.

1. Masukkan dengan jelas butiran seperti nama penuh pelanggan Astro, nombor telefon yang boleh dihubungi dan nombor akaun langganan Astro apabila membuat setiap pembayaran (cth. pada slip bank-in)

2. Untuk Debit Langsung, sila hubungi bank anda untuk arahan tetap. Berikan nama penuh pelanggan Astro dan nombor akaun Astro. Perkhidmatan Debit Langsung mungkin tidak tersedia dengan semua bank. Sila periksa dengan bank anda untuk pengesahan bagi perkhidmatan Debit Langsung.

3. Sila maklumkan kepada kami jika terdapat apa-apa perubahan dalam alamat/maklumat pengebilan dengan menghubungi kami melalui salah satu daripada platform ini.

NOTIS PENTING: Untuk mengelakkan apa-apa masalah dalam pemprosesan bayaran, sila bayar di saluran bayaran Astro yang sah sahaja

Bayaran pendahuluan hanya dicaj untuk pembelian pek Astro TV. Jika anda melanggan pakej Astro Fiber+TV, hanya satu bulan yuran langganan TV anda (tidak termasuk cukai) perlu dibayar semasa mendaftar. Amaun cukai penuh dan yuran langganan bulan pertama untuk Astro Fiber akan dibayar pada bil bulan pertama anda.

Each account can only have one Astro X3 pack subscription at a time, whether it is the Astro X3: Entertainment 12 Pack or the Astro X3: Sports 12 Pack. Multiple subscriptions under the same account are not supported. If you wish to subscribe to another plan, you can do so by creating a separate account using a different email address. Each subscription will be managed independently.

Yes. The TVBAnywhere+ app can be downloaded on compatible mobile device via the Apple App Store or Google Play Store. Once installed, customers can log in with their Astro ID to access the app.

Penukaran tarikh akhir ini kepada 25 hari selepas tarikh pembilan adalah untuk memastikan bahawa transaksi anda dapat diproses tepat pada masanya dan tontonan anda tidak akan terganggu. Harap maklum bahawa perubahan ini tidak akan memberi sebarang kesan terhadap jumlah yang perlu dibayar setiap bil bulanan. Sila semak bil bulanan terkini anda untuk mengetahui lebih lanjut tentang penukaran ini.

FAQs: Netflix on Astro

1. What is Netflix?

Netflix is a streaming entertainment service that offers a wide variety of award-winning TV programmes, films, anime, documentaries and more - on thousands of internet-connected devices. There's always something new to discover, and more TV shows and movies are added every month. The more you watch, the better Netflix gets at recommending TV shows and movies you’ll love.

Astro customers with an internet-connected Ultra Box or Ulti Box canaccess the Netflix app and watch Netflix content via their Astro Box. For more information about Netflix, visit the Netflix website https://about.netflix.com/en

2. Which new pack comes with Netflix?

Any packages with Entertainment Plus, Movies Plus & Sports Plus will include Netflix. The default Netflix offering is Netflix Standard (2 screens and HD viewing) as part of your Entertainment Plus, Movies Plus and Sports Plus subscription. You can upgrade up to Netflix Premium (4 screens and 4K UHD viewing) at a price of RM 10 (inclusive of govt. tax).

Note: For the above subscriptions, you may use the email address used for your existing subscription with Netflix to activate and the future billing for Netflix will be transferred to your Astro bundle charges. For users that are billed for Netflix through Apple before joining the Astro bundle, remember to cancel your Apple billing arrangement after activating the Astro bundle else you may be double charged for your Netflix account.

If you do not have a bundle which includes Netflix, you may also add anew Netflix subscription to your Astro Bill for billing convenience.

3. How do I know if my new pack includes Netflix?

If Netflix is included as part of your Astro pack, you will find it in My Astro app called “Apps” where you will be able to manage all the streaming apps you are entitled to.

Netflix will also be included in your Astro bill under “MonthlyCharges”

If you have added Netflix to your bill (Netflix Add-on), the Netflix subscription charge will appear in your Astro bill under “One-time charges” as Netflix App Subscription or Netflix Premium and will be charged monthly. You should refer to Netflix account Management for any changes to your Netflix subscription or should you wish to change to other billing methods.

4. I signed up for the EntertainmentPlus / Movies Plus / Sports Plus pack that includes Netflix. How do I activate my Netflix account?

You should have received an email or SMS with your activation details, please click on the link provided to be redirected to the Netflix website to activate your account.

Alternatively, you can also activate Netflix on your Ultra/Ulti Box. Please surf to CH 741 on your Ultra/Ulti Box (or click the Netflix button on your Astro remote) and follow the instructions on the screen.

5. Will I be able to access Netflix on my Ultra/Ulti Box?

You will be able to access Netflix on your Ultra and Ulti Box. However, kindly note that if you have an Ulti Box with a Netflix Premium subscription, you will not be able to watch content in 4K UHD and Netflix Spatial Audio.

6. How do I change my Netflix plan or account information?

You can make changes to your Netflix plans that are included in your Bundle through My Astro app.

You can change your non Astro-bundled a-la carte Netflix plan at any time by signing into Netflix.com and visiting the Account page, then selecting Change Plan to view and select available plans.

7. How many devices can I access Netflix at once?

Customers with a Netflix Premium account are allowed to watch on up to 4 supported devices in 4K UHD and Netflix Spatial Audio. In addition, Netflix Premium subscribers are also allowed to download shows to watch offline on 6 devices at a time.

Netflix Standard account customers are allowed to watch shows in Full HD and download them to watch offline on up to 2 supported devices at a time.

On the other hand,Netflix Basic account customers are allowed to watch shows in HD and download shows for offline viewing on only 1 supported device at a time.

8. You can add a new Netflix account to your bill through CH 741 or clicking the Netflix button on the remote control. Please enter the email address you would like to use for Netflix subscription and ensure the Billing partner is Astro.

If you would like to transfer your existing Netflix Account to be charged under Astro bill, please follow the steps below:

- Cancel your existing subscription with Netflix

- Once the remaining duration of your existing subscription has ended, you may proceed to subscribe for Netflix via Astro bill

- To subscribe, go to CH 741 and enter the email address used for your previous subscription with Netflix

- Once successfully completed, all existing settings and watching history on your Netflix account will be brought over

9. I have added a Netflix account to my Astro bill. Do I need to perform any activation?

By adding a Netflix account to your Astro bill, your Netflix account is already activated. No additional steps for activation are required.

10. When I create a new Netflix account to link to my Astro Bill, will I lose all my current watching history in Netflix?

You may retain your watch history and settings of your existing Netflix account by using the same email of your Netflix account during the linking of your Netflix account with Astro.

11. I forgot my Netflix username or password. How do I find my username or reset my password?

If you have forgotten your username or password, you may follow the steps below:

Step 1. Go to netflix.com

Step 2:Click on Sign In

Step 3:Click on “Need Help” to reset password

12. I forgot which Netflix account is associated with my Astro Account. How do I find that out?

You can recover your Netflix login here or at astro.com.my/Netflix

Step 1:Head to astro.com.my/Netflix

Step 2: At the FAQ section look for “How to recover my Netflix login email and password”

Step 3: Login with Astro ID

Step 4:Proceed to Netflix.com for account recovery

13. What will happen to my Netflix account if I cancel my Astro service or change my Astro package?

If your existing Netflix account is linked with your Astro subscription, your Netflix account will resume on the previous method of payment. If you linked a new Netflix account with your Astro subscription, cancelling Astro service will also cancel your Netflix account.

14. What happens to my Netflix account if I move to a new address?

There will be no changes to your Netflix account when you move to a new address.

15. How do I cancel Netflix?

If you are subscribed to Netflix via a bundle, Netflix comes by default as part of your entitlement.

If you are subscribed to Netflix as an a-la carte, the cancellation of Netflix can only be done via Netflix’s Website, etc. This change will reflect in your next bill.

From mid-December 2021 you may also cancel Netflix add-on through Astro Call Center.

16. I would like to change the Netflix account linked to my Astro pack. What should I do?

Please visit http://help.netflix.com to call or start a live chat with Netflix’s customer support agents. You will be assisted to unlink your Netflix account from your Astro subscription. After the process, you may link another Netflix account to your Astro subscription.

17. Will Netflix be automatically added to my Astro subscription?

Astro subscribers will have the freedom to subscribe to Netflix via Astro, or they may also choose to continue subscribing via Netflix directly on their own.

18. Will Astro censor Netflix content?

Absolutely not. Astro wants to give our members the convenience of having all their favourite series, exciting originals, vernacular signatures, live sports and local blockbuster movies all in one place.

19. I have signed up for two (2) or more main Astro subscriptions bundled with Netflix. Will I be entitled for multiple Netflix subscriptions?

Yes. You are entitled to separate Netflix accounts for each main Astro subscription e.g. If you have subscribed to Entertainment Plus, Platinum Pack, etc separately. Therefore, if you have more than one main Astro subscription with Netflix, you may choose to create multiple email addresses to activate each respective Netflix subscription. Please follow the steps provided to you via email/SMS in order to activate your Netflix subscriptions on the website.

20. Why should I subscribe to a Netflix on Astro vs direct subscription via the Netflix app?

- With numerous OTT entrants, consumers are suffering from subscription fatigue. In fact, they are looking for a one stop shop platform where OTT services are integrated in one place.

- Astro offers flexibility and convenience with new packs where customers can get the convenience of accessing a variety of content via Ultra Box as the single remote-control solution.

- In addition, there will be cost savings for Astro customers to purchase both Netflix and Astro together. Even better deals are available if customers also subscribe to broadband for a better-connected experience.

Pelanggan Astro boleh membuat bayaran melalui aplikasi My Astro app, Auto-debit, WhatsApp, Astro Quick Pay dan saluran bayaran lain yang sah tanpa surcaj untuk cara yang lebih mudah dan pantas untuk membayar bil Astro mereka.

Bayaran bil di stesen petrol yang terpilih, kedai mudah beli, kedai runcit/mudah alih, kiosk, dan e-wallet mungkin dikenakan surcaj sehingga RM0.50 setiap transaksi oleh agensi pengumpulan yang dilantik bagi RMS (sebelum ini dikenali sebagai Razer/MOL), ATX, MobilityOne, dan e-Pay.

Surcaj dikenakan oleh saluran bayaran pihak ketiga yang mengutip pembayaran bagi perkhidmatan di atas.

Ketahui semua cara anda boleh membayar bil di bawah. Yang bertanda '*' akan tertakluk kepada surcaj oleh agensi kutipan yang dilantik.

A. KAEDAH LAYAN DIRI ASTRO

Aplikasi My Astro:

1. Muat turun aplikasi My Astro app
2. Log masuk dengan Astro ID anda
3. Pergi ke Akaun > Bil
4. Anda boleh melihat jumlah bil, buat bayaran, memuat turun penyata bil, dan melihat sejarah pembayaran — semuanya dalam satu aplikasi.

My Astro Web:

1. Sebagai alternatif, anda juga boleh guna versi laman web My Astro
2. Nota: Untuk pengalaman terbaik, gunakan aplikasi My Astro app

Astro Quick Pay:

1. Lawati pay.astro.com.my.
2. Hanya masukkan 10 digit Nombor Akaun Astro anda dan teruskan dengan arahan berikut.
3. Nota: Anda tidak boleh muat turun bil atau melihat sejarah pembayaran melalui Astro Quick Pay. Untuk pengalaman yang lebih baik, sila muat turun aplikasi My Astro app.

B. KAEDAH BEBAS KERUMITAN

Auto-Debit: Klik di siniuntuk arahan langkah demi langkah tentang cara untuk mengaktifkan bayaran auto-debit melalui My Astro app
JomPAY: Cari logo JomPAY pada bil terkini anda, log ke dalam platform perbankan dalam talian pilihan anda, dan hantar butiran bayaran anda.

• Kod Pengebil: 9639 (unik untuk Astro sahaja)
• Ruj-1: <10 digit nombor akaun Astro> (E.g. 08XXXXXXXX)

C. BANK

Maybank

• ATM
• Perbankan dalam talian

Lawati maybank2u.com.my untuk maklumat lanjut.


Public Bank

• ATM
• Mesin Deposit Tunai & Deposit Cek
• Perbankan dalam talian

Lawati pbebank.com untuk maklumat lanjut.


Bank Simpanan Nasional

• ATM
• Mesin Deposit Tunai
• Perbankan dalam talian
• Perbankan SMS
• BSN Ejen Bank Berdaftar (EBB)
• Bayaran di kaunter

Lawati mybsn.com.my untuk maklumat lanjut.


Agrobank

• ATM
• Perbankan dalam talian
• Bayaran di kaunter

Lawati agrobank.com.my untuk maklumat lanjut.



D. e-WALLETS

ATX*
Boost, GoPayz, KelantanPay, Zcity (GEM REWARD), SabahPay, Tapay, GoPay, MerchantTradeMoney, ToneGroup, Elinking, Mpay, Mcash, dan pelbagai dompet lain yang lebih kecil.

e-Pay*
Touch n Go (TnG), Grab Pay, Shopee, BigPay, True Money


E. KAEDAH LAIN

Peruncit yang Berkaitan:

RMS (Razer/ MOL)*
7-Eleven, 99 Speedmart, Caring Pharmacy

ATX*
RedONE Shop, Mobile Money, Runcit Hero (kedai telekomunikasi), Parcel Hub (kedai kurier), Kiosk, DHL

Mobility One*
Kedai D’mart, Happy Mart, Pasaraya Sakan, Pusat Komuniti Desa (PKD), Aeon Big, dan pelbagai kedai runcit

e-Pay*
Stesen petrol (Petronas, Shell, BHP, Caltex, Petron), KK Mart, Mydin, MyNews, SenHeng, Hai-O, Giant, TF ValueMart, Billion, Big Pharmacy

💳 Nak urus bil Astro anda dengan mudah?

📱 Muat turun My Astro app sekarang untuk:
- Lihat dan muat turun penyata bil
- Semak sejarah pembayaran
- Bayar dengan beberapa klik sahaja

Jika anda memilih untuk menurunkan taraf pek anda atau menamatkan perkhidmatan Astro sebelum berakhirnya terma kontrak anda, anda perlu membayar yuran pembatalan. Yuran pembatalan ini dikira berdasarkan pakej langganan anda, tempoh kontrak dan jenis dekoder. Jika anda membatalkan perkhidmatan anda/mengubah pakej anda apabila selesai terma kontrak anda, anda tidak perlu membayar apa-apa yuran pembatalan.

Tiada denda akan dikenakan jika anda membatalkan langganan Astro GO+ anda.

You can enjoy the Sun NXT app via Ultra or Ulti Box by following these steps:

1. Launch the Sun NXT app icon on your Ultra and Ulti box
2. Click on “Log in” button via top menu in Sun NXT app
3. Follow the instructions displayed on your TV screen

Viu is available on the Ultra/Ulti Box for Astro customers to enjoy, as well as www.viu.com and
the Viu mobile app. If you have yet to upgrade to our latest Ultra/Ulti Box, please reach out to us
via WhatsApp by typing “Hi” at 03-9543 3838.

Anda boleh menambah peringatan untuk membayar bil anda, pada Kalendar Google anda dengan satu klik. Nikmati perkhidmatan tanpa gangguan, dengan mengingati untuk membayar bil anda tepat pada masanya.